Job description

About ARQ

ARQ is one of the fastest-growing fintechs in the world. Our mission is to redefine how people interact with money across borders, building the backbone to move value seamlessly. We’re still early in our journey, which means every person who joins shapes the future of our product, culture, and growth. If you’re excited by big challenges, global impact, and the chance to grow fast with a world-class team, ARQ is the place to do it.

The job

You find risk, measure it and call it. You do not fix it.

Every finding you write answers three things: what is broken, how bad it is, and what evidence proves it. You don't soften the rating and you don't propose the remedy. The business owns the fix. You own the truth about the risk.

What you will do

Test our BSA/AML, KYC, OFAC and transaction monitoring controls end to end, independently of the teams that run them
Rate every finding (high / medium / low) with evidence that holds up in front of a regulator
Pull and analyze data yourself; you don't wait for someone to send you a report
Challenge thresholds, alert logic and sampling assumptions with numbers, not opinions
Track open issues until owners close them, and escalate when they don't
Prepare us for regulator exams and audits, and be the person in the room who already knows the weak spots

What you need (non-negotiable)

4+ years in BSA/AML, FinCrime, internal audit or regulatory compliance
Experience at a top-tier audit/advisory firm, in-house compliance, or both. Both is ideal.
You have written findings that a regulator, auditor or board actually read
You can say "this is high risk" to a senior leader and point to the regulation which proves it.
Deep working knowledge of the BSA, USA PATRIOT Act, OFAC and FinCEN expectations

Nice to have

Law degree (JD) or bar admission
Degree in engineering, mathematics, statistics or another STEM field
SQL: you can query transaction data yourself
Python or R for analysis, sampling or testing alert logic
Statistics: sampling design, hypothesis testing, threshold and model validation
CAMS, CRCM, CIA, CISA, CPA or CFE
Exposure to AI or model risk (SR 11-7, NIST AI RMF)

You will not enjoy this role if

You need someone else to pull the data for you
You round risk ratings down to keep people comfortable
You are uncomfortable being the person no one wants in the meeting
You uniform to the norm.

View original posting on Ashby

What applying to ARQ usually looks like

Based on publicly available information, candidates applying through Ashby can typically expect a structured and relatively streamlined digital application process. Ashby-based systems commonly feature a clear online application form, often followed by an automated confirmation email. For a company like ARQ with a range of open roles spanning technical, financial, and operational positions, the process may include multiple stages such as recruiter screens, skills assessments, and interviews with hiring managers or team members. Response times vary depending on the role and internal scheduling, so candidates should be prepared for some waiting between stages. Communication is generally handled through the platform itself, with status updates occasionally provided via email. As with most ATS-driven processes, candidates are encouraged to ensure their application materials are tailored and complete, since initial screening may be partly automated.

Based on publicly available information. LandEarly does not verify interview process details.

BSA/AML Officer - US